Homeowner

Moving into your first home as a newlywed couple can be an exciting and overwhelming experience. It’s a new chapter in your life, and you want everything to be perfect. However, the process of moving and setting up your home can be quite challenging. In this article, we’ll provide you with five tips to help…

Sign #1 – You’ve saved up enough money for a down payment I’m not going to shock you when I say buying a home is expensive(!) but it’s important to remember that the typical deposit for a home purchase is 20% of the purchase price (in the US). That is a great deal of money to…

The pandemic changed the economy forever and no sector more so than real estate. These changes have been fascinating to observe as the entire world is following the same economic policies to counteract the disastrous effects of the event. Here’s what happened in simple terms. Pandemic = gigantic economic crisis Central banks reduce interest rates…

We are The Essential Homeowner App! Create your fully free account now and see why it’s the app you always needed! If you are a renter it is still a great tool to stay organized with your important apartment papers! Are you thinking about purchasing a home in the near future or have you already…

1: The difference between retail and wholesale. Retail equates to banks, credit unions and direct lenders (some big direct lenders would be Quicken, Guaranteed Rate, Fairway, etc). Wholesale is using a mortgage broker who accesses the wholesale rates from lenders and through a much different cost structure, passes those savings to you. 2: In general, the…

A common theme for our blog articles is that the Covid 19 real estate market is crazy! From bidding wars to waived inspections and a general euphoria around buying every home on the planet, people are possessed! The other week we wrote about how to buy the home of your dreams during this madness but today we…

The effects of inflation are being felt by nearly everyone in every place across the globe, but especially here in the United States today.  Whether inflation affects your individual cost of living, prices at the gas pump, your savings, or macroeconomic factors like the value of the dollar, its effects are widespread and can affect…