About the author:

Daniel H. Weberman, The Kabinet Founder – Terry I. Weberman, The Kabinet CPA

Daniel is an attorney and the founder of Kabinet. He is always here to help answer your home ownership questions as well as anything related to using your Kabinet app. Ask Daniel a question by sending an email to info@completehome.io and put “Daniel” in the subject line. This is a complimentary service as part of Kabinet’s commitment to you!

An adjustment date is a date specified in a mortgage loan agreement that determines when the interest rate on the loan is adjusted. This date is typically stated in the loan documents, and is usually a certain number of years after the loan origination date or the date that the loan is closed. The adjustment date marks the start of the loan’s adjustable-rate period, and may be accompanied by an adjustment period, which is the length of time between each adjustment. For example, an adjustment period of 12 months means that the interest rate on the loan will be adjusted once every 12 months. The adjustment period and the adjustment date are important to consider when taking out a loan, as they can have a significant impact on the monthly payments and the total amount of interest paid over the life of the loan.


Daniel, The Kabinet Founder, has made every effort to ensure the accuracy of the information within this article was correct at time of publication. He does not assume and hereby disclaims any liability to any party for any loss, damage, or disruption caused by errors or omissions, whether such errors or omissions result from accident, negligence, or any other cause. Speak to your advisor to make sure you qualify for such benefits or opportunities. Do not rely solely on this abbreviated article, it is for informational purposes only.

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